Lloyds Banking Group is upgrading 1,200 cash machines from Windows XP to Windows 7 in a move that means its customers could be among the first in the UK to have access to contactless banking.
Consumer banking software company NCR is upgrading the Lloyds Bank, Halifax, Bank of Scotland and TSB ATMs, which will also feature voice banking for the visually impaired and bigger 15in screens.
The rollout comes soon after Microsoft ended support for Windows XP with warnings that many ATMs were still using the ancient platform, posing potential security risks.
Below we discuss some of the major threats and issues firms still using XP need to consider.
"Consumers are increasingly aware of the value that technology can provide when they bank with us and demand a compelling experience," said Gillian Sephton, head of ATM channel and branch security at Lloyds Banking Group.
"We have a long history with NCR, and this deal is testament to that relationship. We are delivering on the expectations of our customers through this ATM real estate upgrade."
Bigger screens and new features are designed to give the cash machines more curb appeal and presence on the high street, according to NCR, and it said that refreshed units would be quicker, smarter and more secure.
"Time-starved consumers want quick, secure access to banking services and technology, such as ATMs, providing them with choices that can make their lives better," added Rachel Nash, director of financial services at NCR.
"This new breed of ATM achieves that by improving the consumer experience with better access for the visually-impaired, queue-reducing measures, such as contactless readers, and bigger screens which respond quickly to commands."
Earlier this week Clydesdale Bank revealed it is still using Windows XP for some key applications as the use of the platform remains in place despite the lack of support from Microsoft, and the risks this could pose.
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