UK company Quza is offering QuzaMerchant, an online credit card validation service for the Internet. The service is linked directly to financial clearing systems, enabling real-time secure on-line authorisation of transactions. The system works by connecting the user to the merchant's web site via a secure browser (with Secure Socket Layer) such as IE 3.0 or Communicator. Once credit card details have been submitted, the QuzaTransact merchant software generates an authorisation request. The encrypted credit card data is then passed across the secure managed Quza backbone network to the QuzaClear payment clearing server. The server receives the payment information, decodes it and passes the authorisation request to the acquiring bank over private lines. The acquiring bank forwards the request to the bank that issued the card and if approved, the QuzaClear server forwards the information to the merchant's server which informs the customer that the transaction is complete.For more information, visit Quza at www.quza.com.
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