Feeling down? US software company, Equifax has developed a program that can assess your chances of being bankrupt by the time the day is out. Bankruptcy Navigator is designed so that credit organisations can look at a business and tell if it is going to fold. According to the Equifax press release the program works on a set of risk and bankruptcy models that ?segments customers? according to signs of risk. Equifax did not say how it segmented customers, or what instruments it used to do it - but it certainly would make sure that risky clients did not try for credit ever again.
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