Managing our finances more effectively is something most of us decide that we'll do 'in the future', until we realise we've left it all a bit late and have to rush around at the last minute signing cheques, paying the tax bill or making sure we have enough money to pay for the children's education. If we were a little more pro-active we'd probably be able to avoid such last-minute issues by calculating how much we need to save for the future. If you have a rough idea of your income and expenditure, you can quickly get an idea of what you need to do to balance the books.
AceMoney Lite 3.10 is a free finance tool that will enable home users to manage their finances. It will import details of your bank transactions, so you don't have to start from scratch.
Scientists create a virtual reality simulation of a black hole sitting at the centre of the Milky Way
Simulations like this can help people understand complicated systems in the universe in a better way
The most luminous galaxy ever discovered is cannibalising at least three of its smaller neighbours, study finds
The galaxy radiates at 350 trillion times the luminosity of the Sun
Researchers modify genetic code of cancer-killing virus so it can target cells that protect cancer from immune system
Changing the genetic coding causes the infected cancer cells to produce a protein that kills the fibroblast cells that protect cancer
The findings can help improve the current understanding of brain development disorders, such as epilepsy or autism