Almost two-thirds of UK identity theft victims admit to being easy prey by
taking no precautions to look after their personal information, according to a
recent report by credit protection firm
CPP.
A further 15 per cent of respondents admitted to not changing their behaviour
after an ID theft incident, leaving themselves open to another attack.
The survey of 3,000 people who had already fallen victim to some sort of
identity theft uncovered an attitude of 'I don't really care' and 'It won't
happen again'.
This apathy, coupled with a lack of basic knowledge and understanding, leaves
victims just as vulnerable to a repeat incident, according to CPP.
"Identity theft can take months to resolve and can ruin your credit rating,
so it is worrying that many victims have not put simple measures in place to
stop it happening again," said CPP spokesman Danny Harrison.
"Two-thirds of victims also admit that they were not as careful as they
should have been, which raises an interesting question of liability and who
foots the bill."
CPP said that simple steps, such as refusing to give out personal details
over the phone or internet, and making email secure, can dramatically reduce the
chances of falling victim to identity theft.
Despite the effectiveness of these simple steps, one in five victims either
do not understand how to secure personal data, are too lazy to take action or
believe that fraudsters will win whatever steps they take.
Around 40 per cent indicated that losing money through identity theft made
them more concerned about looking after their personal details, while 28 per
cent said that they would have to become a victim a second time before taking
more care.
Only a third of victims had taken steps to prevent a second theft, while
seven per cent accepted it as a part of life.
"The sad reality is that identity theft is here to stay. Two years ago
victims were falling victim to one or two scams, but today it is more likely to
be five or six different scams," said Harrison.
"Either fraudsters are becoming more confident at applying for multiple lines
of credit, or even more worryingly they are selling stolen personal information
as a valuable commodity.
"It is therefore really important that people put in place preventative
measures to stop it happening in the first place as it can snowball into
something really stressful and expensive."
This study coincides with similar research conducted at
Carnegie
Mellon University, which suggests that users
caught
out by phishing attacks actually learn their lesson and take steps to
prevent it happening again.
Do you agree?
Have your say on this article