Microsoft Money 2004

Setting up Money can involve a bit of time, but once done the entire money management process becomes so much easier.

Data is organised sensibly and intuitively, and numerous options are offered for analysing your financial situation such as view pie charts, generate reports etc.

The entire package is supplemented with a plethora of online resources, including worksheets on financial tasks such as managing debt, which is something many other packages do not offer.

The main page of the program lists your assets, liabilities and overall worth. This is where you begin to notice where your money is going, and how to put things right.

You can track bill due dates, outgoings and incomings across multiple accounts.

Statements can be imported directly from online bank accounts, saving you valuable time, although not all are supported.