Managing our finances more effectively is something most of us decide that we'll do 'in the future', until we realise we've left it all a bit late and have to rush around at the last minute signing cheques, paying the tax bill or making sure we have enough money to pay for the children's education. If we were a little more pro-active we'd probably be able to avoid such last-minute issues by calculating how much we need to save for the future. If you have a rough idea of your income and expenditure, you can quickly get an idea of what you need to do to balance the books.

AceMoney Lite 3.10 is a free finance tool that will enable home users to manage their finances. It will import details of your bank transactions, so you don't have to start from scratch.

24 Sep 2007